The United Progressive Alliance (UPA) government may be talking of doubling agricultural credit and rural financing in the next three years but the obsolete and redundant land revenue laws are severely affecting the bank credit for rural sector, especially for rural housing and small scale enterprises. The bankers have now proposed to the government to "amend land revenue laws to make acquisition of land by the bankers easy in case of default by the loanees in addition to offering tax incentives to the banks in order to boost rural credit.' They have lamented that unlike urban areas, it was almost impossible for the banks to provide loans to the rural customers, as the land titles could not be easily transferred to the banks.